Term Life Insurance protects you for a specific number of years. It usually lasts up to 30 years with a death benefit that remains the same throughout the policy’s life, regardless if your health declines – you can choose to convert a portion or ...
Read More ›Meanwhile, estate planning is considered the more intensive process as it utilizes different types of documents to secure your assets. This includes a living will that dictates your requests while you are still alive. Estate planning also entails the...
Read More ›This life insurance type allows you to earn a cash value based on the performance of a market index. While you may forgo paying premiums for a period, you may end up paying a higher premium if the index performs poorly....
Read More ›If you haven’t prepared the essential documents and decisions by your 40s, there is still time to catch up. Think through your long-term financial and healthcare wishes, as well as how you want your assets distributed in the future....
Read More ›Without beneficiary designations, a court can decide the fate of your funds and assets. When this occurs, the decision made by the judge may not be aligned with your goals and intentions. Take action now to ensure beneficiaries are listed on accounts...
Read More ›For many people, will and estate planning are interchangeable. However, they differ in many ways. Will planning is a relatively simpler process that involves formulating your last will & testament. This includes dictating custody of your childre...
Read More ›